Although filing for bankruptcy is a pretty simple procedure, considering the tremendous benefits that you stand to receive, there is a lot of paperwork and documentation that is required. Fortunately, if you work with The Slomka Law Firm, we work with you, right from the free initial consultation through the entire process, to help you get all the forms and paperwork filed with the court on time and to make sure everything goes smoothly.
If you are looking into the possibility of bankruptcy for the first time, you might be a little nervous or apprehensive, not knowing what the process entails. Relax, we have done this many times, and we have many satisfied clients who were once in your shoes. We can help you through the process to make sure that we maximize the benefits of bankruptcy for you.
Whether you are considering the Chapter 7 process or the Chapter 13 process, there is a lot of documentation that needs to be presented before the bankruptcy courts, including:
- Bank statements for the past 12 months
- Income information, including pay stubs or other proof of income for the past six months
- Vehicle ownership information, including title and registration for all your vehicles
- Your home ownership information
- Information on all your debts, including the most recent collections notices for all your outstanding debts, including credit card debts, medical debts, mortgage debt, car loan debt and tax debt
- 401(k) and other retirement account information
- The value of your assets, including money in bank accounts, insurance, household items and business interests
Many people try to go it alone. They don’t want to pay the Chapter 7 costs or the Chapter 13 costs to an attorney — they want to save that money for themselves — and it makes sense. If you’re considering bankruptcy, you don’t have a lot of money to spend on attorney fees.
However, as you can see from the list above, there is a lot that goes into bankruptcy, especially a Chapter 13. One of the main reasons why you need an experienced Georgia bankruptcy attorney is to help you with all of the complications of the paperwork and filing requirements. Missing a couple of hidden details in the process could cause you to miss the chance to save your car or cave your home. Let us help you.