If you are dealing with serious debt, it might feel like you are out of options, like there is nothing you can do to get on top of your finances again. We want you to know that there is help available.
The attorneys at The Slomka Law Firm, can help you find the best debt-relief options available to you. Our Atlanta bankruptcy lawyers have a wealth of experience with bankruptcy, debt negotiation and other debt-relief solutions. We can help you hit the reset button and get a fresh start on your finances.
When you contact us and meet with one of our Georgia bankruptcy lawyers at your free initial consultation, we will look at all of the options available to you for debt-relief, including:
- Chapter 7 bankruptcy: This is generally considered the debt liquidation bankruptcy procedure, the debt-relief method most tailored towards clearing the slate to provide the freshest start possible. The Chapter 7 process does allow you to reaffirm good debt on items you can afford and want to keep.
- Chapter 13 bankruptcy: The Chapter 13 bankruptcy process is a good choice if you don’t qualify for Chapter 7 or if you have a good deal of property that you can afford and that you want to keep.
- Debt negotiation: For many of our clients, bankruptcy would be too strong of a solution for their needs. We can often find alternatives to bankruptcy that are more effective, like simply talking to the creditors and seeing if we could work out a better payment plan or find some other solutions. This is one of the reasons why you need an experienced bankruptcy attorney; we have experience in many different debt-relief options.
- Refinancing: There are refinancing plans that are available to debtors. We can help you make sure a given refinancing option is in your best interests.
To learn more about how you find a fresh start from the stress of insurmountable debt, contact us to schedule your free initial consultation with a Georgia debt-relief lawyer.